Best Blog Posts On Personal Finance

fiscally responsible

This GetUpside review is an in-depth look at the Getupside app and will help you decide if it is a waste of time or something you should download on your

Understanding the entire escrow process is not as difficult as it may seem. While you probably don't use the word "escrow" on a daily basis, this post will

This Copper Banking Review will give you all the information you need to make the right decision if Copper is right for your teen. The platform offers...

There are many ways to make extra money. This article gives you some advice on how to start a pressure washing business from start to finish. It also has

We have compared liquid investments and found the best traditional and alternative liquid investments to consider. Our favorite fund is the...

If you are drowning in debt, follow these simple steps to get control of your money and change your life.

While this post is primarily about periodic fixed expenses, it’s essential we understand the three main types of expenses. By understanding the main expense

I'm always on the lookout for unique investment opportunities, and I was recently introduced to SMBX, a company that facilitates investing in small business

School doesn't need to be expensive. Get a college degree and get paid to go to school at the same time! We explore the best ways to get paid and save money on your tuition.

Most people worry about money, and some of them even have a major fear of spending money called Chrometophobia. Americans think and worry about money most of the time. At least 70...

Diamonds may be a girl's best friend, but when you're hunting for the perfect engagement ring, there are more "friendly" diamond alternatives out there that

Is a lease a good idea? It depends on what you are leasing. This post identifies the majority of the different lease options available and the pros and cons...

This post will show you how to make money selling photos of yourself and the easiest ways to do it!

These top 12 budget categories need to be in your monthly budget. Avoid overspending by itemizing your expenses and ensuring you include category number...

Weekend jobs are an excellent way to make a little more (or a lot more) money depending on what you can do and how much time you have available. My favorite is...

Many people have wrecked cars and are unsure of what to do with them. Rather than leaving the totaled vehicle in your backyard, selling the wrecked car may...

Many of the top searches show outdated and non-working apps. This is the most up to date list of current money lockscreen apps that actually work!

Use these top 61 financial freedom quotes to inspire you and take these steps to achieve financial independence on your own!

If you have equity built up in your home and need access to cash, you have a few options. A home equity investment firm like Hometap may be a good option.

These best budgeting methods will show you the easiest ways to take control of your budget and which ones you should avoid. The most simple budget is...

Do you feel like you are throwing your money away by renting? Find out if renting is a waste of money or if you should apply for a home loan.

These top 37 recession proof jobs can help you avoid a job loss during another pandemic or economic depression. One of the best jobs is...

This definitive Hungryroot review will go over our experience with the Hungryroot service and everything we learned. Find out if we will use it again!

Being able to scream, "We're debt free!" is something we never thought was possible. Learn what we did to become debt free and how you can do it too!

This ultimate beginner guide to making money with 3D printers will teach you everything you need to know to get started. Here are the top 3D printers to start...

Depending on where you live, solar panels may or may not be worth the cost. Find out if solar panels are worth it and your purchase options in this new post!

This is the ultimate guide for where to get keys made near me in 2019. We have checked with Walmart and other top retailers to get you the best locations!

If you're wondering, "can you file bankruptcy twice?" this post will answer your question! Learn the ins and outs of what you can and can't do.

Starting over at 50 is not something most of us plan for. However, a job loss, bankruptcy, or divorce doesn't mean we can't bounce back.

Do you like playing games? Making money on daily walks? Cashing in on your household junk? Then we've got 86 of the best apps that pay you real money.

Check out the top 20 high income skills you can learn without a college degree! Learning a skill or trade can make you six figures, especially number...

If you have a variable income (make a different amount every month), a flexible budget may be the perfect solution for your budgeting problems!

These are the 20 best jobs where you work alone! We have scoured the internet to find the best list for those who want to get ahead. Number 19 is my favorite...

These are the 20 best jobs where you work alone! We have scoured the internet to find the best list for those who want to get ahead. Number 19 is my favorite...

I recently gained early access to the Qube Money App. Check out my review of the Qube Money App the future of digital cash envelopes!

If you're tired of living paycheck to paycheck, its time to learn how to make a budget and stick to it. This step by step guide will lead you through the process.

This actionable guide will show you the best high paying gig economy jobs and how to land one. Take these steps to make extra money. Number 7 is...

These 13 apps give you free stocks just for opening an account and investing with them. Don't ruin your retirement, use other people's money!

My wife and I recently started using the Tidy app for house cleaning services. This is a Tidy review of our experience and if we would use Tidy again.

Living stingy is simple if you follow these 11 simple steps. Learn the pros and cons of living stingy and how you can meet your goals. Check out number...

A sense of entitlement in kids and adults can destroy friendships and cause financial ruin. These tips will help you deal with entitlement, especially number...

Find out what your debt to income ratio is (DTI) and why it matters. Use this DTI formula to see how to improve your percentage! With this simple step...

If you need help recovering after bankruptcy, check out these 10 tips to get you back on track. By following this plan, you will learn the best way to...

If you have a lot of debt or different types of debt, then a debt consolidation loan might sound like a good idea. However, if you have low credit, you may not have many options.

My friend Leif over at FiveYearFIREescape.com was kind enough to submit this guest post about how he keeps his friends …

How I Keep Friendships While Being Frugal Read More »

The condo vs apartment debate has been going on for quite some time. Should you rent an apartment or buy a condo? Find out in this post!

Check out these actionable and legit ways to save money even if you're on a low income! This step by step guide will even help beginners!

Using real estate as a retirement investment is a great way to diversify your portfolio. These strategies will help you use rental properties to build wealth.

Our Honey review explores everything you need to know about the Honey App extension. We evaluate the pros and cons to see if it's worth it!

Follow this plan to achieve long-term investing success. Use these tips to weather any future financial storms!

457b plans are a great benefit for employees, but there are several aspects of the deferred compensation plan you need to know!

Optimize and manage your small business finances by following these 8 great tips! Use your small business to accelerate your wealth.

While many people have lost money during the pandemic, these specific industries are poised to rebound during the recovery.

Retail arbitrage is a great way to make money and start your own business with very little money down. Use this beginner guide to start today!

These bad credit loans guaranteed approval will get you money quick when you need it. However, there may be a large price to pay. Read more!

These 25 ways to get paid to walk will help you earn money while working out or just going to the grocery store!

You may have heard of a no buy month, but have you heard of a no buy year? Find out how to save an extreme amount of money with this challenge!

Credit builder loans offer the promise to quickly improve your credit score. But do they work? Find out in this post!

If you're looking to make extra money with a flexible schedule, one of these 15 best food delivery jobs will be perfect for you!

I struggled to find free online math games for kids that my kids thought were fun. Then I found this great resource my kids love!

Find out how life insurance works from someone who doesn't sell insurance! Here is everything you need to know before you buy life insurance.

This ultimate guide will teach you how stocks work and how even a beginner investor can start making money by trading in the stock market.

Use my free compound interest calculator to see how much the future value of your initial investment can grow over time! Albert Einstein is credited with stating, “Compound interest is the eighth wonder of the world. He who understands it earns it, he who doesn’t – pays it.“ While compound interest may sound intimidating, the … Compound Interest Calculator Read More »

A free interactive retirement calculator. Find out if you are on track to retire comfortably or if you need to increase your investment contributions!

Imagine for a moment – not having a monthly mortgage payment. With this free early mortgage payoff calculator, you can see what impact making extra payments on your principal will have on the life of your loan. This mortgage payoff calculator figures in a variety of variables to give you a clear picture of how … Mortgage Payoff Calculator Read More »

A free interactive mortgage calculator for your use! Find out if you can afford to purchase a new home with this free calculator!

This simple 50 30 20 budget calculator will help you identify how much money you should be spending on your needs, wants, and savings!

It is essential to find the right budget tool to help you get your personal finance situation back on track. This free monthly budget calculator will give you a great head start to put your money habits down on paper so you can see where you need to cut back or adjust. This will help … Monthly Budget Calculator Read More »

Sinking funds are the perfect complement to your emergency fund. This ultimate guide will help you make a sinking fund to take control of your finances!

With many of us stuck indoors right now, keeping busy will keep the anxiety away. Here are ten free things to do at home!

After testing the Rakuten App and desktop site, my wife and I wrote this detailed Rakuten review based on our experience. Would we recommend?

Financial Technology, also known as FinTech is a quick and easy way to start saving money and paying off credit card debt. Find out how!

On average, American homeowners spend approximately $60,000 a year on household expenses. These expenses include everything from a mortgage to electricity bills. If you feel like more of your money is going out than coming in, finding ways to reduce your monthly expenses is a must. The first thing you need to do when trying to lower … 7 Quick Ways to Cut Down On Your Monthly Expenses Read More »

Creating wealth with mutual funds is not as difficult as you may think. This guide will make it easy to understand how to invest.

As a first responder, taxes are something I struggled to understand for years. How many dependents should I claim – what write-offs are acceptable, how do I reduce my tax liability, etc. Because of these ongoing questions, I created relationships with experts in the field to help me navigate this complicated avenue. I want to … Top Tax Tips For First Responders [2020] Read More »

One of the many financial mistakes I made when I was younger was failing to start a college saving 529 plan for each one of my children. The tax benefits and the power of compound interest is something I neglected to learn about which will cost me when my kids start college. If you have … Why First Responders Need A College Saving 529 Plan Read More »

Follow these simple 7 steps to take financial planning to the next level. The benefits of proper financial planning can be motivating!

None of us get married thinking it will end in divorce. Similarly, none of us intentionally go deep into debt while we are swiping our credit cards to buy things day-in and day-out. But, unfortunately, some marriages do end in divorce. And, some people do end up accumulating a mountain of debt in marriage. Financial … How To Handle Debts In A Divorce Read More »

My wife and I recently purchased our prescription eye glasses from the Vision Center at Costco. Find out more about our experience and if we will go back!

The 50 30 20 budget rule gives you a great guideline to separate your needs, wants, and savings into separate categories.

The medical field is actively seeking qualified Emergency Medical Technicians. Check out the average EMT salary broken down by state in this guide!

This simple credit card payoff calculator will help you determine how quickly you can pay off your credit cards by paying extra each month! Using The Credit Card Payoff Calculator To use the calculator, use only one credit card at a time and follow these steps: Enter the current balance of one of your credit … Simple Credit Card Payoff Calculator Read More »

Learn more about the Good Neighbor Next Door Program for first responders. This is who qualifies and how much you can save.

Today, you can make more money with a stay at home job than you can at many traditional companies. Check out these top 25 stay at home jobs to inspire you!

Learn the pros and cons of a rent to own contract. Knowing the difference between a lease option and a lease-purchase agreement can save you thousands!

Usually, your first investments are the most difficult to understand. This article will go over the basics you need to know to be successful!

My wife and I recently started using Mercari. We created this ultimate Mercari review to help you decide if this new app is worth your time!

Can you actually make money by donating plasma? Find out if you are healthy enough to donate and how much you can make each month!

Look past the rumors and find out if Amway is a Pyramid Scheme or a legitimate way to make money working for yourself. Here we dispel the common myths.

I recently met with a Dave Ramsey Endorsed Local Provider (ELP) because I didn't know who I could trust with my money. See how my experience went!

Being Financially Literate is necessary to be a successful adult. Check out these 9 great ways to give yourself a great start on improving your finances!

When you die, some of your debt may be passed on to your heirs while other debts are forgiven. Find out what will happen with your debt when you die.

Don't let your debt get out of control. Pay attention to these warning signs before you get so far into debt you can't get out!

Azure Standard was easier to use than we thought. Find out how our family saves money on organic food by ordering through the Azure Standard co-op!

My wife and I use a mobile hotspot to save money and can even watch streaming services with it. Learn more about hotspot limitations.

🔊 Listen To This Post! Help Someone Else By Sharing This ArticleWhat’s all this talk about credit scores lately? There’s one group of people telling me I need to maintain a credit score of 700+ in order to save money when I buy a house. Then there’s another group bragging about how they have a … The Minimum Credit Score Needed To Buy A House Read More »

should you pay off your mortgage

Skin cancer will not only affect your life but it can destroy your retirement funds. Learn how much your skin is worth!

Working in the law enforcement field is not an easy task, but it is often a fulfilling role for those who take on the risk. Several employment opportunities exist for those interested in law enforcement, from local

Should you use your 401k to pay of debt? Read on as we discuss the pros and cons of using your retirement fund to get out of debt!

Learn how to move forward from your past mistakes in your debt free journey with these simple tips! You can do this and I will help!

A great review on the Undebt it app and a great strategy to get out of debt!

🔊 Listen To This Post! Help Someone Else By Sharing This ArticleIf you work for just 10 years and pay Social Security taxes, you’re entitled to a Social Security check when you retire. Of course, you’ll need far more than that if you want to be anywhere near the maximum of $3,800 a month if … 3 Ways to Increase Your Social Security Check After You Retire Read More »

It is possible to live off one income so you can stay home and raise your kids. See how my wife and I did it and how you can too!

Find out why term life insurance is a policy that you need and will help you protect your family at the lowest price possible.

This is the ultimate resource of kids money games to teach them how to save, budget, and invest their money!

The average student loan debt in the United States is 1.48 trillion. Check out these shocking debt statistics and student loan debt by age.

Check out this awesome list of the best ways to make money as a kid! Even if you're a young kid or a teenager, you can make money!

Time to cut the cord? Find out how to watch TV without cable with this step by step process. Keep your money in your pocket!

This guide will teach you how to use the cash envelope wallet system and recommends some of the best cash envelope wallets on the market!

Learn how I forensically interview my children to get them to talk to me. Ask these questions to improve communication with your child!

Get out of debt once and for all by following these simple steps. If you live paycheck to paycheck, there is still hope for you to become debt free!

Use this next tax season to your advantage! Use this proven stragety to be prepared for your taxes and get the most money back possible.

As health insurance continues to get more expensive, should you look at a share company like Christian Healthcare Ministries?

Learn how long it takes to form a new habit and what you can to do improve your finances! Stop these old habits that are making you broke!

Will your kids be prepared to to enter the real world? Find out if they will Fail To Launch or thrive in society!

Buying a vehicle can be difficult especially if you are living on a budget. Find out how to buy a vehicle and still stay on budget!

If you want to work from home, follow these 12 steps to ensure you are successful! The pros and cons are laid out in this post.

It turns out that money can buy happiness, just not in the same way you imagined. Learn how you can use your money to bring joy to your life!

Understanding how your brain looks at debt will help you choose the right path to get out of debt! Check out these tips to change your life.

There are many reasons people are in debt but not all of them are their fault. Your debt problem could be solved by increasing your income. Find out how!

This couple used several small business loans to improve the cash flow from their dental practice. See how they leveraged debt to succeed!

This article will give you the insight to decide if you should wait to buy a house or continue renting if you have student loan debt!

Make extra money by selling your old cell phones and electronics. This company promises to beat every other price to get you the best deal!

Learn how to start an eBay business! This article will teach you the proper steps to start selling on eBay and what to sell to make money.

Dave Ramsey and Suze Orman advise against reverse mortgages. It's time to see if they are telling the truth or if a reverse mortgage can be a good thing.

Find the nearest coin exchange near you where you can cash coins for free! Change machines are near you no matter where you live. Coinstar saves you time!

Just because you are guaranteed a pension when you retire doesn't mean you will retire with money. Don't fall into the pension trap! Protect yourself now!

I have 6 bank accounts and they help me save money! Find out the system I use and how it can work for you to save money each month.

Your 401(k) and IRA do not need to be confusing. Save more and make more money by discovering these secrets about your retirement plan

Your perfect wedding doesn't need to put you in debt! Try some of these 16 tips to save a bunch of money when you plan your wedding!

If you have trouble saving money each month and always seem to go over your budget, try some of these helpful tips and tricks to save more money!

It's time to arrest your debt and build your future! Learn how to get out of debt and start building wealth on any income!

Emergency funds can be easy to set up and are extremely necessary. Find out how much you should have, if you should invest it, and how to fund it quickly!

If you need a new hobby to try, here is a list of 28 great hobbies that you can start with little to no money on the cheap!